Picking the Perfect Shrub Placement For Your Home

Have you ever driven by a beautiful house, looked in the yard then thought to yourself, “something seems off”? Upon further examination, you recognized that while the home itself was beautiful and unique, the shrubs in the yard surrounding the house were placed sloppily. There are dozens of different types of shrubs, and they come in various shapes, sizes, and colors. It does not matter how elegant or healthy a shrub is, however, because if they are improperly placed in your yard, they will not look good.

Improper shrub placement may ultimately require removal of the shrub, or changes to the landscaping itself to fix the problem. Though smaller than trees, the challenges with shrubs should not be overlooked!

Because I am interested in exterior home decoration, I decided to do a little research on how to correctly place a shrub to avoid all the issues associated with improper placement. I came across an article that explained the shrub placement process down to a science. I was really amazed how thorough and carefully researched the article was!

The article explained that shrub placement is particularly important as opposed to tree placement because of the biological differences between shrubs and trees. Trees try to grow as tall as possible so they can get necessary sunlight for natural growth and development. Shrubs, however, grow horizontally to compete with sun and other essential resources. This outward growth can have serious aesthetic effects on your property, so it is necessary to understand the biological tendencies of the shrubs you decide to plant.

Knowing the patterns of shrub growth will help you make more informed decisions on where to place the shrub. You do not want to put a shrub in a location where it intersects and weaves through other plants. Nor do you want a shrub to be placed where its growth may obstruct a beautiful structure on your home. Also, the last thing you want to do is look out of your window to find that the beautiful view of your home has been blocked by a rapidly-growing shrub. These things need to be considered and understood before shrub planting begins.

Along with spacing, width, and height considerations, shrub planting can have other aesthetic effects on your property. Before planting a shrub, the article stressed that is important to make sure that the soil is the proper type for the shrub. If it is not, you may have a dead, dry, and brown shrub on your hands in a short period. Getting rid of the dead shrub is a hassle that can be avoided with proper shrub placement.

We all strive to maintain a beautiful home. In my experience, the exterior of a home is as important as the interior. If shrubs are part of your exterior design, you need to make sure that the shrubs are appropriately placed to obtain the intended aesthetic appeal!

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Teen Injured Diving Into Ocean

Recently, in Pinnacle Gulf Beach, part of the San Francisco North Bay area, a teenager was injured while diving into the ocean. He misjudged the depth of the water and ended up doing damage to his neck and spinal cord. After the injury, he lost mobility and sensation in his lower body and had to be taken to a nearby hospital to be treated. Though he is still in treatment, his condition is improving, and he’s regained partial use of his body. His case is a fortunate one. The human body is a very powerful thing. It’s capable of surviving a wide variety of illnesses and injuries. Broken bones, cuts, viruses, and infections- all of these are extremely dangerous, but our body has ways to cope. But though it’s very sturdy, it isn’t indestructible. And one of the most serious injuries it can suffer, second only to damage to the brain, is spinal trauma.

The spine is one of the linchpins holding the structure of our body together. Most of our bones ultimately connect to it. Almost all of our vital organs- our heart, our lungs, our digestive systems- are held in place by it and the rib cage. But even more important than those, vital to maintaining our mobility and regulating many of our body functions, is the nervous system. Totalling almost 60,000 miles of cells, every signal between our bodies and our brains runs through this cluster that acts as part of the command system for our life. If we want to touch, if we want to move, if we want to interact with the world around us, the nervous system makes that possible.

The nervous system is threaded through the vertebrae of the spinal cord. More than anything else, skeletal systems job is to keep that bundle of nerves protected. It’s a tough piece of armor. But, like anything in this world, it has its limits. Tough strikes like a direct blow to the neck or head can cause catastrophic damage to it. And when your spine is damaged, the nerves it protects often will be as well.

Of course, damage to the nerves is not necessarily permanent. Our body was designed to heal from injuries. Medical technology is advancing all the time, and we’re constantly growing more capable of treating damage to them. But they’re still very delicate things, and our knowledge of them is still growing. Often, any repairs doctors are going to be able to do will be limited. And it’s not just the physical danger that you have to worry about. According to the website of The Benton Law Firm, spinal injuries often result in massive legal fees, money lost in time off work, and long, arduous recovery times. Once your body is injured, there’s no fully going back, and it can set your life back in many ways. For this reason, it’s important to always do your best to protect yourself.

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How to Turn Your Special Event into a Magical Experience

There are so many different kinds of special occasions and events that we celebrate and want to make really special. For yourself, family and friends, there are birthdays, anniversaries, graduations, bridal showers, weddings and wedding receptions; for your company, there are corporate events, such as breakfast meetings, client entertainment, employee recognition, convention/tradeshow, company anniversary, product launch or corporate retreats.

While you can always choose for your venue a function room in a five-star hotel, or a roof deck with a beautiful view of the city, you can instead enchant all your guests, employees, friends or family by choosing to hold your special event on a luxurious floating venue on Lake Michigan with the majestic Chicago Skyline as your backdrop.

The Chicago yacht charters may be your best option for a magical and truly memorable event, whether you are expecting 50 guests or 400 employees. With a highly capable crew, an event coordination team and accredited caterers, entertainment providers, photographers and videographers who were selected based on their customer service, creativity, variety, flexibility and readiness to assist all guests with the utmost level of service and satisfaction, your event is sure to be a huge hit.

Yacht charters usually guarantee the following:

a. That the yacht has been inspected by the United States Coast Guard and is licensed for commercial use.

b. An event coordination team that can assist you in customizing every detail of your event to make sure everyone has an unforgettable experience. You can freely choose your event date & time, cruising routes, decor, floor plan, bar service and more.

c. The finest catering and entertainment to provide you with outstanding service, and help create the perfect event.

d. A vessel equipped with a full-service galley, as well as a state of the art sound system, offering endless cuisine and entertainment possibilities.

e. Photography or Videography companies that will capture all the special moments aboard your private yacht charter.

You can expect that every detail will be customized to meet your objectives. As an added spectacular experience, you and all your guests will be treated to the beautiful sunset and the gorgeous views of the city of Chicago most haven’t seen before, and a spectacular fireworks display- but only if you schedule your event from late afternoon to late evening. It will be a truly magical experience.


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Car Accidents due to Negligence and/or Lack of Courtesy are Inexcusable

Thousands of lives are lost every year in fatal car crashes that involve drivers who are drunk or alcohol-impaired. Despite all the programs from government agencies and private groups to educate and warn drivers about the dangers of drunk-driving, however, traffic authorities know that people will continue to drive while impaired.

Drunk driving is a major traffic offense in all U.S. states. Alcohol, as it has always been proven, impairs a person’s motor skills and mental capacity, as well as affects his/her coordination, reaction time, judgment, perception, and overall capability to keep his/her focus on the road. Lack or loss of control over any of these skills can easily result in a crash that may injure or kill not only the drunk driver himself/herself, but also his/her passengers, pedestrians and other motorists. It is due to the increased risk of harm that may befall innocent lives which makes drunk driving a major offense.

Though the blood alcohol concentration (BAC) level limit for car drivers is 0.08 percent, studies have shown that a 0.02 percent BAC level can already affect a person’s driving ability and response time. The possibility of figuring in a crash increases after 0.05 percent BAC, becoming even higher after 0.08 percent; thus, under all state laws, an individual is considered alcohol-impaired if he/she has a BAC level of 0.08% or higher and, if caught, will be charged with drinking under the influence (DUI) or drinking while intoxicated (DWI). To reduce the risks brought about by drunk-driving, some states authorize traffic enforcers to charge a driver with impaired driving or DUI even if such driver’s blood alcohol concentration level is below 0.08 percent, so long as the arresting officer sees that the driver’s abilities are impaired.

In 2013, there were 1,171,935 DUI arrests in the U.S. including in the District of Columbia. 2010 records from the Centers for Disease Control and Prevention (CDC) show as high as 1.4 million arrests. The U.S. justice system will hold fully liable drunk drivers who cause accidents that injure or kill. Besides the criminal charge and the penalties, offenders will also face monetary liabilities towards their victims.

According to Ali Mokaram, “Accidents can happen for countless reasons and many are unavoidable, but car accidents that are preventable by using common sense and courtesy are inexcusable. Victims of these accidents often will suffer through years of personal injuries and financial backlash for an accident they did not cause.” Due to these, it may be wise for those injured in car accidents to get in touch with a seasoned car accident lawyer immediately, who may be able to help them seek the compensation that they are legally allowed to claim.

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The Pregnant Workers Fairness Act

Discrimination in the workplace is a saddening reality not only in the United States, but also in all other parts of the world. One major difference the U.S. has, though, in comparison with all these countries is her passing and implementation of various laws all aimed at ending all forms of employment discrimination.

Employment discrimination has many different forms and, though employers, managers, supervisors and co-employees are the usual people guilty of discriminatory acts, such acts can also be committed by the company’s customers or clients. These harmful or offensive acts may be based on many different factors including a person’s race, color, sex, religion, sexual inclination and affiliation, age, disability, genetic issue or pregnancy.

Despite Title VII of the Civil Rights Act of 1964’s prohibition of workplace discrimination based on one’s sex or gender, as well as the 1978 Pregnancy Discrimination Act‘s (PDA) outlawing of discrimination due to pregnancy, childbirth, or other related medical conditions , many women continue to suffer unfair treatment.

While managers usually consider the plight of disabled employees, giving them lighter or less strenuous jobs, women, who request for temporary reasonable adjustments in their work due to pregnancy, are rather either sent on a forced leave or fired immediately. The Leichter Law Firm emphasizes, though, that, due to pregnancy, an employer or any covered entity must treat a woman in the same way it treats temporarily disabled employees. Thus, an employer may have to provide lighter duty, an alternative assignment, disability leave, or unpaid leave to their pregnant employees.

To address the plight of pregnant employees, the 113th US Congress (2013-2014) passed into law the Pregnant Workers Fairness Act. This Act declares it unlawful for employers, labor organizations, employment agencies, and other entities to:

Fail to create reasonably acceptable accommodations for women job applicants and employees in view of the limitations temporarily brought about by their pregnancy, childbirth or other related medical conditions unless such accommodation would cause undue hardship in the business operations of that entity;

Require pregnant employees or job applicants to consent to a job accommodation which they would not want to accept; and,

Require pregnant employees to go on leave when, in fact, a reasonable accommodation can be provided.

The Pregnant Workers Fairness Act also directs the Equal Employment Opportunity Commission (EEOC) to make regulations that will ensure the carrying out of this Act, as well as identify specific reasonable accommodations that will address the limitations of pregnant women.

As of April 2015, laws that will require certain employers to provide reasonable accommodations to all their pregnant workers have already been passed in the 14 states and five cities: Alaska; California; Central Falls, Rhode Island; Connecticut; Delaware; District of Columbia; Hawaii; Illinois; Louisiana; Maryland; Minnesota; Nebraska; New Jersey; New York City, New York; North Dakota; Philadelphia, Pennsylvania; Providence, Rhode Island; Texas; and, West Virginia.

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Get Back on Your Feet through Chapter 13 Bankruptcy

Records from the United States Bankruptcy Courts show that by the end of 2015 the total number of bankruptcy cases filed in the U.S. was 844,495. Filed under Chapter 7, specifically, was 535,047, while cases filed under Chapter 13 was 301,705.

Bankruptcy is the government’s way of helping individuals, families and businesses find ways to settle their overwhelming debts in order for them to regain control of their financial future. This legal way through which debtors may free themselves from their debts is made available under the U.S. Bankruptcy Code which the U.S. Congress passed into law in 1978. Many Americans, however, shy away from filing for bankruptcy due to the thought that it will affect their credit standing. While this may true, so is staying in debt, with the latter having more damaging effects to their financial future.

When filing for bankruptcy, many individuals choose Chapter 7 of the Bankruptcy Law over Chapter 13. Both of which are available options for individuals and businesses, but differ in some of the benefits they offer, in their requirements for qualification, and in the length of their plan. While Chapter 7 Bankruptcy may last only for a short while, a Chapter 13 plan last from three to five years. Despite its length, Chapter 13 offers benefits not found under Chapter 7, which debtors would find more advantageous than those offered under the latter. These benefits include:

  • Saving their home from foreclosure
  • Debtors can have their creditors modify their mortgage payment. Through a process known as “lien stripping,” debtors’ second and even third mortgages can be modified and, since additional mortgage liens are not secured, a bankruptcy court may even have these stripped or removed.
  • Reduction in their car payment. This is possible so long as the date when the car was purchased has not exceeded 910 days. This reduction is called “cramming down” of a loan; the modification is directed at matching the loan amount with the value of the car.
  • Discharge of tax debts which, like credit card debts or overdue medical bills, can be considered as unsecured debts. This particular benefit is among the least known benefits under Chapter 13.

Generally speaking, Chapter 13 Bankruptcy is some sort of a “pay what you can afford” solution to debtors’ financial problems, regardless of how overwhelming the amount of their debts may be. This long-term payment plan, a benefit not allowed under other Bankruptcy chapters, my just be the type of solution which could help debtors get back on their feet.

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3 Most Common Personal Injury Cases

It is common to worry about the worst that a day may bring. Nobody ever wakes up in the morning and expects an accident to befall upon them. So, you may be wondering as to what the most common kinds of accidents are so that you may avoid them. Currently, the most common kind of personal injury case is related to automobiles. Thousands of automobile accidents happen every single day in the United States alone. While some accidents may not be quite as dire as others – a bent bumper, after all, would preferable to permanent paralysis – these are circumstances that happen only all too often. However, no matter how safely you drive, it is not always up to you because you cannot be in control of the recklessness of others. It then becomes the responsibility of the wrongful party to be accountable to the consequences that their actions have made. The second most common kind of personal injury case is that regarding public or privately owned property is premises liability. For example, if uneven flooring or unlabeled wet floors can cause ‘slip and fall’ incidents and, when severe enough, can cause significant personal injury situations such as traumatic brain injury or even spinal cord injury. It is the responsibility of the owner of the property to ensure that all who may enter are in Next up in the list of most common personal injury cases are those concerning medical malpractice. Those who are professionals in the medical field need to submit themselves to a certain standard of care in order to properly treat their patients. If the medical professional has shown negligence in their treatment of their patient then that is grounds for personal injury. Even something as seemingly infinitesimal such as an incorrect diagnosis could cost a person so much in terms of grief, agony, and also the cost. Therefore, it is necessary to hold even these professionals responsible for the mistakes that they committed, whether they intended to cause harm or not.

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Questionable History of the Bard IVC Filter

Bard G2 IVC Filters have been linked to countless health complications. The cage-like device, meant to prevent pulmonary embolism, is implanted into the interior vena cava and is meant to stop the migration of blood clots into the lungs, according to the website of Habush Habush Rottier. However, the history behind the device and the company, C.R. Bard, has been littered with controversy and 921 FDA reports of complications linked to the device.

C.R. Bard released an earlier filter model known as the Recovery IVC Filter in 2003. However, as reports of fracture and migration of the device began to surface, C.R. Bard replaced the device with the Bard G2 IVC Filter. The company claimed the device had less of a risk of migrating and fracturing into other parts of the body, but still reports of the same deadly health complications began to occur. Many accused Bard of knowing of the risks and failing to properly warn patients or recall the product. It is suspected that as early as 2003, Bard’s own tests showed the deadly risks of their device. Although there are numerous accounts of C.R. Bard being aware of the dangers of their devices, no action was taken.

When the devices become fractured or lodged into other major organs in the body, individuals can experience deadly complications such as perforation of the lungs or strokes. Patients may seek to have the device removed, but many times surgically removing the filter and its parts from a patient can be too risky for a doctor to perform, leaving a victim with these life-threatening problems. Even after these risks became apparent, the Bard Company continued to market the device to doctors and hospitals. Now, as lawsuits continue to pile up against the company, it is clear that the Bard G2 IVC Filter has proven devastating for many individuals implanted with the device.

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Acts of Abuse and Neglect in Nursing Homes

About 90% of nursing home facilities do not have enough number of qualified nurses and personnel needed to ensure provision of sufficient, quality care necessitated by residents: elders, usually those aged 65 and above; people who are ill and in need of rehabilitative therapy; physically or mentally incapacitated individuals; and, those in need of extra care, such as patients suffering from Alzheimer’s disease. If this is a factual case, then this will be great injustice against residents, who have been accepted and promised round-the-clock medical care and assistance even in the performance of the most basic daily tasks, which include eating, bathing, dressing, toileting and so forth.

As of May 2014 the total number of certified nursing home facilities in the US is 16,100, while the number of residents total to about 1.5 million. Despite the existence of thousands of nursing homes all across the nation, many are hesitant to send a beloved member of their family to one due to news of widespread cases of neglect and abuse which cause in residents physical injuries, humiliation, emotional trauma, self-pity, hatred, despair, etc.

Nursing homes guarantee provision of the highest level of care for older Americans. Now, with fees ranging between $3,000 and $10,000 a month (this depends on the type of facility, the services required, cost of labor), it is only necessary that these facilities provide what they say they will provide.

Beneath the friendly and warm welcome to arriving residents (who are accompanied by their family), though, is just the beginning of what could be a traumatic and painful experience: a fact, by the way, in many nursing homes where emotional, physical, financial and sexual abuses and many forms of neglect are committed by the employees themselves or by the victim’s co-residents, but who are only coerced by, again, the employees.

Some examples of acts of neglect that residents are made to suffer include failure to provide hygienic care, delay in treating or non-treatment bedsores, failure to provide needed medical care or attention, being denied of food, delay is providing needed assistance, and so forth.

Many Louisville nursing home residents, despite the pains they may be going through, rather decide to remain silent. And many of those who resorted to silent reached their breaking point and just decided that they can neither handle nor accepts things anymore.

It is important that family member become sensitive to changes in their loved ones who have been in a nursing home (regardless of length of time). Often, their silence will tell much more about their sufferings in the hands of their abusers. With even just a faint hint of abuse, it may be necessary to consult with a seasoned nursing home malpractice attorney who will definitely know how to interpret signs in elders, what to ask and what others signs to look for which will confirm acts of abuse.

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What is Dam Inundation?

One of the six hazards required in the standardized Natural Hazards Disclosure (NHD) Statement in California is dam inundation. The NHD Statement is required in real estate transactions to protect buyers from inadvertently buying property without realizing the risks they are taking. The NHD Statement is a separate requirement from other standard disclosures, and mandated under the Natural Hazards Disclosure Act (California Civil Code § 1103).

Dam inundation occurs when a dam fails and the water it contains is dumped abruptly into certain areas of a region. This can lead to catastrophic loss of property and lives, more so than regular flooding because the volume and surge of water is much more. Certain locations are particularly vulnerable to flooding when a dam breaks, i.e. low-lying areas are known as inundation areas.

Dams are built precisely to protect regions near large bodies of water from flooding. However, it can fail due to structural weaknesses, improper maintenance, or a combination of the two. A dam may also hold steady but the amount of rainfall may simply be more than the dam is designed to handle. The results will be the same; sudden and major flooding.

Cities in California where dams are near populated areas have maps that follow the lay of the land to identify inundation areas. During particularly heavy rainfall when dam inundation appears imminent, people in the inundation areas may be evacuated just in case. In California, the California Governor’s Office of Emergency Services has the Cal OES Dam Safety Program, which guides and assists local officials on implementing emergency measures in case of a dam failure, coordinates with the California Division of Safety of Dams as well as concerned federal and state agencies, and collects and updates information for dam inundation maps. These maps serve as the basis for NHD Statements.

If you are selling property in California, you will be required to state if the property is in a designated dam inundation area. Contact a disclosure company in your area for quick and easy access to a natural hazard report.

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