Author Archives: Avery

How to File a Claim for PTSD Related Car Accident

If you were involved in a car accident and suffered from PTSD, it is important to know your rights. The law protects those with PTSD related to an accident, especially when the accident was caused by another person’s negligence. This blog post will discuss what steps you should take if you are filing for PTSD related to a car accident.

  • Find a qualified lawyer in your area who specializes in personal injury cases.
  • Get copies of all the paperwork associated with the accident, including police reports and witness statements.
  • Assess whether you have any physical injuries caused by the car accident that could be affecting your mental state. If you do not have any such injuries, speak to a doctor or psychologist about PTSD symptoms and find out if they are related to an incident involving negligence on behalf of another person or a company’s employees. This will help determine how much compensation is deserved for this claim.
  • If it does seem like there was fault on someone else’s part during the accident, which led to you developing PTSD, gather evidence backing up your claims and take them to court.
  • File a claim for PTSD related to a car accident with the help of an attorney and get back on your feet again.

PTSD is one of those topics that are all too often overlooked, but it can have severe consequences if not taken seriously enough. If you or someone in your family has been diagnosed with PTSD due to a car accident due to another person’s negligence, then don’t hesitate – talk to qualified personal injury lawyers like Brach Eichler Injury Lawyers today about how they can help you file a claim against the negligent party!

There are many such lawyers in your area who can help in this regard. All you have to do is reach out to the right professional and ask them for help. While choosing a lawyer to represent your case, analyze their track record and go with the one who has a 100% success rate. Doing so will ensure that you can easily get the compensation without facing any troubles.

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The Downside of Junk Bonds: Why You Shouldn’t Invest in Them

Junk bonds are high-risk bonds that have a higher than average chance of default. This means that if you invest in junk bonds, there’s a good chance you’ll lose some or all of your money. Investing in junk bonds is for people who want to take on more risk and possibly make more money. If this sounds like something you’re interested in, then read on!

What Are Junk Bonds?

Junk bonds are a type of corporate bond that has a below-average credit rating. This means that the chance it will default is higher than other types of bonds, such as investment grade or government-issued debt. The interest rates for junk bonds tend to be lower because investors know they’re taking on more risk by buying them.

There’s No Such Thing as a Safe Investment!

Even if you’re investing in high-grade bonds, like US Treasury Bonds or municipal debt, the chance of default is still possible. This means that even though your investment may be safe now, it could change and result in losses for you. Junk bonds have an even higher probability of default because they are lower-quality bonds.

The Downside of Investing in Junk Bonds:

Investing in junk bonds can be a great way to make more money if you’re willing to take on the risk, but many downsides come with it too. For one thing, junk bonds have an increased chance of default–so your investment might not pay off.

Additionally, junk bonds have low liquidity–meaning it could be hard to sell them when you want to get your money back.

An Alternative Investment:

Instead of investing in high-risk investments like junk bonds, try looking at other safer alternatives but still show good returns like real estate and index funds. These assets might not pay off as much as they used to because interest rates are so low right now, but the risk is also lower!

Think About It This Way!

Also, don’t forget to connect with a financial fraud lawyer like Erez Law if you invested in any financial schemes after your broker recommended you to put money in it, saying it will grow your wealth exponentially. It’s a scam, and if you don’t take action now, you’ll probably lose everything you’ve earned till now.

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How Can You File A Medical Malpractice Case & Seek Compensation?

The healthcare system of the US is one of the best in the world. The government spends hundreds of billions of dollars every year on keeping the nation’s healthcare standards high. However, there are many medical professionals and hospitals that fail to adhere to the standards set by the government and indulge in medical malpractices. 

If you have suffered because of such professionals, make sure you sue them in court by filing a medical malpractice case. Here is how you can do it easily.

How To File Medical Malpractice Case?

If you sustain serious injuries because of a car accident or any other type of accident and approach a medical professional, his job must be to treat you fairly and provide you with the best medicines, care, and treatment so that you can recover quickly. In case your doctor or any other medical staff fails to fulfill their duties, i.e., gives you the wrong prescription, doesn’t pay attention to your health condition, or treats you badly, then you have the right to voice against this behavior. 

What you can do is connect with a professional lawyer or law firm that deals with such cases. Check more about various options you have at https://www.askadamskutner.com/auto-accident/ and see if your case holds any ground. If you cannot clear your doubts here, then connect with the law firm over a call or visit their office and discuss the miserable experience you witnessed. Based on the details provided by you, an attorney can ask you to arrange evidence like medical bills, lost wage documents, and eye-witnesses who can testify and believe that you have been a victim of a medical malpractice case.

Once you have arranged all these shreds of evidence and submitted them to your lawyer, he can file a lawsuit against the medical professional or the hospital at fault and ask them to pay you the compensation you are owed. So, don’t waste any time before taking the legal route so that you can get justice without facing any troubles.

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Picking the Perfect Shrub Placement For Your Home

Have you ever driven by a beautiful house, looked in the yard then thought to yourself, “something seems off”? Upon further examination, you recognized that while the home itself was beautiful and unique, the shrubs in the yard surrounding the house were placed sloppily. There are dozens of different types of shrubs, and they come in various shapes, sizes, and colors. It does not matter how elegant or healthy a shrub is, however, because if they are improperly placed in your yard, they will not look good.

Improper shrub placement may ultimately require removal of the shrub, or changes to the landscaping itself to fix the problem. Though smaller than trees, the challenges with shrubs should not be overlooked!

Because I am interested in exterior home decoration, I decided to do a little research on how to correctly place a shrub to avoid all the issues associated with improper placement. I came across an article that explained the shrub placement process down to a science. I was really amazed how thorough and carefully researched the article was!

The article explained that shrub placement is particularly important as opposed to tree placement because of the biological differences between shrubs and trees. Trees try to grow as tall as possible so they can get necessary sunlight for natural growth and development. Shrubs, however, grow horizontally to compete with sun and other essential resources. This outward growth can have serious aesthetic effects on your property, so it is necessary to understand the biological tendencies of the shrubs you decide to plant.

Knowing the patterns of shrub growth will help you make more informed decisions on where to place the shrub. You do not want to put a shrub in a location where it intersects and weaves through other plants. Nor do you want a shrub to be placed where its growth may obstruct a beautiful structure on your home. Also, the last thing you want to do is look out of your window to find that the beautiful view of your home has been blocked by a rapidly-growing shrub. These things need to be considered and understood before shrub planting begins.

Along with spacing, width, and height considerations, shrub planting can have other aesthetic effects on your property. Before planting a shrub, the article stressed that is important to make sure that the soil is the proper type for the shrub. If it is not, you may have a dead, dry, and brown shrub on your hands in a short period. Getting rid of the dead shrub is a hassle that can be avoided with proper shrub placement.

We all strive to maintain a beautiful home. In my experience, the exterior of a home is as important as the interior. If shrubs are part of your exterior design, you need to make sure that the shrubs are appropriately placed to obtain the intended aesthetic appeal!

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Teen Injured Diving Into Ocean

Recently, in Pinnacle Gulf Beach, part of the San Francisco North Bay area, a teenager was injured while diving into the ocean. He misjudged the depth of the water and ended up doing damage to his neck and spinal cord. After the injury, he lost mobility and sensation in his lower body and had to be taken to a nearby hospital to be treated. Though he is still in treatment, his condition is improving, and he’s regained partial use of his body. His case is a fortunate one. The human body is a very powerful thing. It’s capable of surviving a wide variety of illnesses and injuries. Broken bones, cuts, viruses, and infections- all of these are extremely dangerous, but our body has ways to cope. But though it’s very sturdy, it isn’t indestructible. And one of the most serious injuries it can suffer, second only to damage to the brain, is spinal trauma.

The spine is one of the linchpins holding the structure of our body together. Most of our bones ultimately connect to it. Almost all of our vital organs- our heart, our lungs, our digestive systems- are held in place by it and the rib cage. But even more important than those, vital to maintaining our mobility and regulating many of our body functions, is the nervous system. Totalling almost 60,000 miles of cells, every signal between our bodies and our brains runs through this cluster that acts as part of the command system for our life. If we want to touch, if we want to move, if we want to interact with the world around us, the nervous system makes that possible.

The nervous system is threaded through the vertebrae of the spinal cord. More than anything else, skeletal systems job is to keep that bundle of nerves protected. It’s a tough piece of armor. But, like anything in this world, it has its limits. Tough strikes like a direct blow to the neck or head can cause catastrophic damage to it. And when your spine is damaged, the nerves it protects often will be as well.

Of course, damage to the nerves is not necessarily permanent. Our body was designed to heal from injuries. Medical technology is advancing all the time, and we’re constantly growing more capable of treating damage to them. But they’re still very delicate things, and our knowledge of them is still growing. Often, any repairs doctors are going to be able to do will be limited. And it’s not just the physical danger that you have to worry about. According to the website of The Benton Law Firm, spinal injuries often result in massive legal fees, money lost in time off work, and long, arduous recovery times. Once your body is injured, there’s no fully going back, and it can set your life back in many ways. For this reason, it’s important to always do your best to protect yourself.

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How to Turn Your Special Event into a Magical Experience

There are so many different kinds of special occasions and events that we celebrate and want to make really special. For yourself, family and friends, there are birthdays, anniversaries, graduations, bridal showers, weddings and wedding receptions; for your company, there are corporate events, such as breakfast meetings, client entertainment, employee recognition, convention/tradeshow, company anniversary, product launch or corporate retreats.

While you can always choose for your venue a function room in a five-star hotel, or a roof deck with a beautiful view of the city, you can instead enchant all your guests, employees, friends or family by choosing to hold your special event on a luxurious floating venue on Lake Michigan with the majestic Chicago Skyline as your backdrop.

The Chicago yacht charters may be your best option for a magical and truly memorable event, whether you are expecting 50 guests or 400 employees. With a highly capable crew, an event coordination team and accredited caterers, entertainment providers, photographers and videographers who were selected based on their customer service, creativity, variety, flexibility and readiness to assist all guests with the utmost level of service and satisfaction, your event is sure to be a huge hit.

Yacht charters usually guarantee the following:

a. That the yacht has been inspected by the United States Coast Guard and is licensed for commercial use.

b. An event coordination team that can assist you in customizing every detail of your event to make sure everyone has an unforgettable experience. You can freely choose your event date & time, cruising routes, decor, floor plan, bar service and more.

c. The finest catering and entertainment to provide you with outstanding service, and help create the perfect event.

d. A vessel equipped with a full-service galley, as well as a state of the art sound system, offering endless cuisine and entertainment possibilities.

e. Photography or Videography companies that will capture all the special moments aboard your private yacht charter.

You can expect that every detail will be customized to meet your objectives. As an added spectacular experience, you and all your guests will be treated to the beautiful sunset and the gorgeous views of the city of Chicago most haven’t seen before, and a spectacular fireworks display- but only if you schedule your event from late afternoon to late evening. It will be a truly magical experience.

 

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Car Accidents due to Negligence and/or Lack of Courtesy are Inexcusable

Thousands of lives are lost every year in fatal car crashes that involve drivers who are drunk or alcohol-impaired. Despite all the programs from government agencies and private groups to educate and warn drivers about the dangers of drunk-driving, however, traffic authorities know that people will continue to drive while impaired.

Drunk driving is a major traffic offense in all U.S. states. Alcohol, as it has always been proven, impairs a person’s motor skills and mental capacity, as well as affects his/her coordination, reaction time, judgment, perception, and overall capability to keep his/her focus on the road. Lack or loss of control over any of these skills can easily result in a crash that may injure or kill not only the drunk driver himself/herself, but also his/her passengers, pedestrians and other motorists. It is due to the increased risk of harm that may befall innocent lives which makes drunk driving a major offense.

Though the blood alcohol concentration (BAC) level limit for car drivers is 0.08 percent, studies have shown that a 0.02 percent BAC level can already affect a person’s driving ability and response time. The possibility of figuring in a crash increases after 0.05 percent BAC, becoming even higher after 0.08 percent; thus, under all state laws, an individual is considered alcohol-impaired if he/she has a BAC level of 0.08% or higher and, if caught, will be charged with drinking under the influence (DUI) or drinking while intoxicated (DWI). To reduce the risks brought about by drunk-driving, some states authorize traffic enforcers to charge a driver with impaired driving or DUI even if such driver’s blood alcohol concentration level is below 0.08 percent, so long as the arresting officer sees that the driver’s abilities are impaired.

In 2013, there were 1,171,935 DUI arrests in the U.S. including in the District of Columbia. 2010 records from the Centers for Disease Control and Prevention (CDC) show as high as 1.4 million arrests. The U.S. justice system will hold fully liable drunk drivers who cause accidents that injure or kill. Besides the criminal charge and the penalties, offenders will also face monetary liabilities towards their victims.

According to Ali Mokaram, “Accidents can happen for countless reasons and many are unavoidable, but car accidents that are preventable by using common sense and courtesy are inexcusable. Victims of these accidents often will suffer through years of personal injuries and financial backlash for an accident they did not cause.” Due to these, it may be wise for those injured in car accidents to get in touch with a seasoned car accident lawyer immediately, who may be able to help them seek the compensation that they are legally allowed to claim.

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The Pregnant Workers Fairness Act

Discrimination in the workplace is a saddening reality not only in the United States, but also in all other parts of the world. One major difference the U.S. has, though, in comparison with all these countries is her passing and implementation of various laws all aimed at ending all forms of employment discrimination.

Employment discrimination has many different forms and, though employers, managers, supervisors and co-employees are the usual people guilty of discriminatory acts, such acts can also be committed by the company’s customers or clients. These harmful or offensive acts may be based on many different factors including a person’s race, color, sex, religion, sexual inclination and affiliation, age, disability, genetic issue or pregnancy.

Despite Title VII of the Civil Rights Act of 1964’s prohibition of workplace discrimination based on one’s sex or gender, as well as the 1978 Pregnancy Discrimination Act‘s (PDA) outlawing of discrimination due to pregnancy, childbirth, or other related medical conditions , many women continue to suffer unfair treatment.

While managers usually consider the plight of disabled employees, giving them lighter or less strenuous jobs, women, who request for temporary reasonable adjustments in their work due to pregnancy, are rather either sent on a forced leave or fired immediately. The Leichter Law Firm emphasizes, though, that, due to pregnancy, an employer or any covered entity must treat a woman in the same way it treats temporarily disabled employees. Thus, an employer may have to provide lighter duty, an alternative assignment, disability leave, or unpaid leave to their pregnant employees.

To address the plight of pregnant employees, the 113th US Congress (2013-2014) passed into law the Pregnant Workers Fairness Act. This Act declares it unlawful for employers, labor organizations, employment agencies, and other entities to:

Fail to create reasonably acceptable accommodations for women job applicants and employees in view of the limitations temporarily brought about by their pregnancy, childbirth or other related medical conditions unless such accommodation would cause undue hardship in the business operations of that entity;

Require pregnant employees or job applicants to consent to a job accommodation which they would not want to accept; and,

Require pregnant employees to go on leave when, in fact, a reasonable accommodation can be provided.

The Pregnant Workers Fairness Act also directs the Equal Employment Opportunity Commission (EEOC) to make regulations that will ensure the carrying out of this Act, as well as identify specific reasonable accommodations that will address the limitations of pregnant women.

As of April 2015, laws that will require certain employers to provide reasonable accommodations to all their pregnant workers have already been passed in the 14 states and five cities: Alaska; California; Central Falls, Rhode Island; Connecticut; Delaware; District of Columbia; Hawaii; Illinois; Louisiana; Maryland; Minnesota; Nebraska; New Jersey; New York City, New York; North Dakota; Philadelphia, Pennsylvania; Providence, Rhode Island; Texas; and, West Virginia.

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Get Back on Your Feet through Chapter 13 Bankruptcy

Records from the United States Bankruptcy Courts show that by the end of 2015 the total number of bankruptcy cases filed in the U.S. was 844,495. Filed under Chapter 7, specifically, was 535,047, while cases filed under Chapter 13 was 301,705.

Bankruptcy is the government’s way of helping individuals, families and businesses find ways to settle their overwhelming debts in order for them to regain control of their financial future. This legal way through which debtors may free themselves from their debts is made available under the U.S. Bankruptcy Code which the U.S. Congress passed into law in 1978. Many Americans, however, shy away from filing for bankruptcy due to the thought that it will affect their credit standing. While this may true, so is staying in debt, with the latter having more damaging effects to their financial future.

When filing for bankruptcy, many individuals choose Chapter 7 of the Bankruptcy Law over Chapter 13. Both of which are available options for individuals and businesses, but differ in some of the benefits they offer, in their requirements for qualification, and in the length of their plan. While Chapter 7 Bankruptcy may last only for a short while, a Chapter 13 plan last from three to five years. Despite its length, Chapter 13 offers benefits not found under Chapter 7, which debtors would find more advantageous than those offered under the latter. These benefits include:

  • Saving their home from foreclosure
  • Debtors can have their creditors modify their mortgage payment. Through a process known as “lien stripping,” debtors’ second and even third mortgages can be modified and, since additional mortgage liens are not secured, a bankruptcy court may even have these stripped or removed.
  • Reduction in their car payment. This is possible so long as the date when the car was purchased has not exceeded 910 days. This reduction is called “cramming down” of a loan; the modification is directed at matching the loan amount with the value of the car.
  • Discharge of tax debts which, like credit card debts or overdue medical bills, can be considered as unsecured debts. This particular benefit is among the least known benefits under Chapter 13.

Generally speaking, Chapter 13 Bankruptcy is some sort of a “pay what you can afford” solution to debtors’ financial problems, regardless of how overwhelming the amount of their debts may be. This long-term payment plan, a benefit not allowed under other Bankruptcy chapters, my just be the type of solution which could help debtors get back on their feet.

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3 Most Common Personal Injury Cases

It is common to worry about the worst that a day may bring. Nobody ever wakes up in the morning and expects an accident to befall upon them. So, you may be wondering as to what the most common kinds of accidents are so that you may avoid them. Currently, the most common kind of personal injury case is related to automobiles. Thousands of automobile accidents happen every single day in the United States alone. While some accidents may not be quite as dire as others – a bent bumper, after all, would preferable to permanent paralysis – these are circumstances that happen only all too often. However, no matter how safely you drive, it is not always up to you because you cannot be in control of the recklessness of others. It then becomes the responsibility of the wrongful party to be accountable to the consequences that their actions have made. The second most common kind of personal injury case is that regarding public or privately owned property is premises liability. For example, if uneven flooring or unlabeled wet floors can cause ‘slip and fall’ incidents and, when severe enough, can cause significant personal injury situations such as traumatic brain injury or even spinal cord injury. It is the responsibility of the owner of the property to ensure that all who may enter are in Next up in the list of most common personal injury cases are those concerning medical malpractice. Those who are professionals in the medical field need to submit themselves to a certain standard of care in order to properly treat their patients. If the medical professional has shown negligence in their treatment of their patient then that is grounds for personal injury. Even something as seemingly infinitesimal such as an incorrect diagnosis could cost a person so much in terms of grief, agony, and also the cost. Therefore, it is necessary to hold even these professionals responsible for the mistakes that they committed, whether they intended to cause harm or not.

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